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SUMMARY:Workshop / Seminar:RCGD Fall Seminar Series: Psychological Diversity across the Globe (Kevin Carney)
DESCRIPTION:The Psychology of Borrowing: Evidence from Kenyan Dairy Farmers\n\nKevin Carney of the University of Michigan presents.\n\nAccess to credit can be an important part of the economic development process: credit allows financially constrained firms to make productive investments and increase their output. Microfinance has been proposed as a vehicle for economic growth\, yet recent evidence has shown that microfinance has not achieved the transformative effects that were initially hypothesized. Using a series of field experiments\, we explore whether principles from psychology and economics can be employed to improve lending models for smallholder dairy farmers in Kenya. The first experiment studies the borrower side of the problem\, focusing on how the endowment effect interacts with collateral requirements to influence demand for loans. The second experiment examines the lender side\, exploring how to optimize financial contracts to increase take-up while managing default risk.\n\nKevin Carney is an Assistant Professor at the University of Michigan's Department of Economics\, studying development and behavioral economics. His research uses field experiments to answer policy questions in developing countries\, spanning a broad range of topics including household finance\, health economics\, and political economy. Kevin received a Ph.D. in public policy from Harvard University and was a postdoctoral fellow at the University of Chicago.\n\nGroup Dynamics Fall 2023 Seminar Series: Psychological Diversity across the Globe\nDo our cultural contexts influence our psychology and behavior — and if so\, how? In this RCGD series\, we delve into the socio-ecological\, histo-cultural\, and economic dynamics shaping the diversity of selfhood and its associated cognitive\, emotional\, and motivational processes. We go beyond the traditional East and West focus to include a wide range of cultural groups. This series will elucidate the implications of psychological diversity across the globe for policies in international relations\, politics\, economics\, business\, immigration\, and other relevant domains.\n\n\nOrganized by Shinobu Kitayama and Catherine Thomas\nIn person: ISR Thompson 1430\nAs permissions allow\, seminars from this series are later posted to ISR's YouTube playlist.\n\n\nThe series runs Mondays from 3:30 to 5.\n\n\nAbout the Group Dynamics Seminar Series\n\nThe Group Dynamics Seminar series is considered one of the longest running seminar series in the social sciences. It has been running uninterruptedly since it was founded by Kurt Lewin in the 1920’s in Berlin. A very important feature of this seminar today is its interdisciplinary nature. Recent seminars have included discussions in “Law and Psychology\,” “Racism and Discrimination\,” “Social Media\,” and “Political Polarization.” The series is offered by the Research Center for Group Dynamics (RCGD)\, at the Institute for Social Research.
UID:109961-21825856@events.umich.edu
URL:https://events.umich.edu/event/109961
CLASS:PUBLIC
STATUS:CONFIRMED
CATEGORIES:Africa,Culture,Department Of Economics Seminars,Diversity,economics,Psychology,Public Policy,Social Sciences
LOCATION:Institute For Social Research - 1430
CONTACT:
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