{ "149557-21906701": { "datetime_modified":"20260820T105819", "datetime_start":"20260908T113000", "datetime_end":"20260908T125000", "has_end_time":1, "date_start":"2026-09-08", "date_end":"2026-09-08", "time_start":"11:30:00", "time_end":"12:50:00", "time_zone":"America\/Detroit", "event_title":"Customers and Retail Growth (with Liran Einav, Jon Levin, Raviv Murciano-Goroff, and Chris Tonetti)", "occurrence_title":"", "combined_title":"Customers and Retail Growth (with Liran Einav, Jon Levin, Raviv Murciano-Goroff, and Chris Tonetti): Pete Klenow, Stanford University", "event_subtitle":"Pete Klenow, Stanford University", "event_type":"Workshop \/ Seminar", "event_type_id":"21", "description":"Using Visa debit and credit card transactions in the U.S. from 2017 to 2021, we document the importance of customers in accounting for sales variation across merchants, across stores within retail chains, and over time for individual merchants and stores. The number of unique customers, as opposed to transactions per customer or dollar sales per transaction, consistently accounts for about 80% of sales variation. The top growing and shrinking merchants account for the majority of total sales reallocation over time, through their acquisition and loss of customers. To illustrate potential implications, we write down an endogenous growth model with a customer margin. In this model, the customer margin drastically increases the size of the largest retailers and their contribution to overall growth, boosting aggregate innovation and growth in the process.", "occurrence_notes":null, "guid":"149557-21906701@events.umich.edu", "permalink":"http:\/\/events.umich.edu\/event\/149557", "building_id":"1005177", "building_name":"North Quad", "campus_maps_id":"553", "room":"4325", "location_name":"North Quad", "has_livestream":0, "cost":"", "tags":["Economics","Macroeconomics","seminar"], "website":"http:\/\/www.lsa.umich.edu\/econ", "sponsors":[ { "group_name":"Department of Economics Seminars", "group_id":"3566", "website":"" } ], "image_url":"https:\/\/events.umich.edu\/media\/attachments\/2026\/08\/event_149557_original-2.png", "styled_images":{ "event_thumb":"https:\/\/events.umich.edu\/media\/cache\/event_thumb\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_large":"https:\/\/events.umich.edu\/media\/cache\/event_large\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_large_2x":"https:\/\/events.umich.edu\/media\/cache\/event_large_2x\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_large_lightbox":"https:\/\/events.umich.edu\/media\/cache\/event_large_lightbox\/media\/attachments\/2026\/08\/event_149557_original-2.png", "group_thumb":"https:\/\/events.umich.edu\/media\/cache\/group_thumb\/media\/attachments\/2026\/08\/event_149557_original-2.png", "group_thumb_square":"https:\/\/events.umich.edu\/media\/cache\/group_thumb_square\/media\/attachments\/2026\/08\/event_149557_original-2.png", "group_large":"https:\/\/events.umich.edu\/media\/cache\/group_large\/media\/attachments\/2026\/08\/event_149557_original-2.png", "group_large_lightbox":"https:\/\/events.umich.edu\/media\/cache\/group_large_lightbox\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_large_crop":"https:\/\/events.umich.edu\/media\/cache\/event_large_crop\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_list":"https:\/\/events.umich.edu\/media\/cache\/event_list\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_list_2x":"https:\/\/events.umich.edu\/media\/cache\/event_list_2x\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_grid":"https:\/\/events.umich.edu\/media\/cache\/event_grid\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_grid_2x":"https:\/\/events.umich.edu\/media\/cache\/event_grid_2x\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_feature_large":"https:\/\/events.umich.edu\/media\/cache\/event_feature_large\/media\/attachments\/2026\/08\/event_149557_original-2.png", "event_feature_thumb":"https:\/\/events.umich.edu\/media\/cache\/event_feature_thumb\/media\/attachments\/2026\/08\/event_149557_original-2.png" }, "occurrence_count":1, "first_occurrence":21906701 } , "151562-21911765": { "datetime_modified":"20260904T093649", "datetime_start":"20260911T100000", "datetime_end":"20260911T112000", "has_end_time":1, "date_start":"2026-09-11", "date_end":"2026-09-11", "time_start":"10:00:00", "time_end":"11:20:00", "time_zone":"America\/Detroit", "event_title":"Selective Outreach and Spillovers from Targeted Interest Rate Caps", "occurrence_title":"", "combined_title":"Selective Outreach and Spillovers from Targeted Interest Rate Caps: David Ontaneda, University of Michigan", "event_subtitle":"David Ontaneda, University of Michigan", "event_type":"Workshop \/ Seminar", "event_type_id":"21", "description":"Many countries implement interest rate caps that target specific loan segments, reducing their profitability. Whether lenders reallocate credit supply away from targeted segments depends on how borrowers and lenders are matched. This paper studies the credit supply and welfare effects of targeted interest rate caps when lenders selectively reach out to borrowers, a common practice in many settings. Using a reform that tightened interest rate caps on agricultural loans in Ecuador, I show that, consistent with the reallocation prediction, cooperatives reduced agricultural lending and increased non-agricultural lending. By contrast, banks expanded agricultural lending. I develop an empirical model in which lenders allocate supply by selectively extending offers to borrowers. I find that, although all lenders reduced their offers to agricultural borrowers, banks' originations increased because steeper price cuts raised borrower acceptance. Most of the cross-sector supply reallocation and welfare losses in the agricultural sector are due to targeting.", "occurrence_notes":null, "guid":"151562-21911765@events.umich.edu", "permalink":"http:\/\/events.umich.edu\/event\/151562", "building_id":"1005177", "building_name":"North Quad", "campus_maps_id":"553", "room":"4300", "location_name":"North Quad", "has_livestream":0, "cost":"", "tags":["Economics","Industrial Organization","seminar"], "website":"", "sponsors":[ { "group_name":"Department of Economics Seminars", "group_id":"3566", "website":"" } ], "image_url":"https:\/\/events.umich.edu\/media\/attachments\/2026\/09\/event_151562_original-1.png", "styled_images":{ "event_thumb":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_thumb\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_large":"https:\/\/events.umich.edu\/media\/cache\/event_large\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_large_2x":"https:\/\/events.umich.edu\/media\/cache\/event_large_2x\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_large_lightbox":"https:\/\/events.umich.edu\/media\/cache\/event_large_lightbox\/media\/attachments\/2026\/09\/event_151562_original-1.png", "group_thumb":"https:\/\/events.umich.edu\/media\/cache\/resolve\/group_thumb\/media\/attachments\/2026\/09\/event_151562_original-1.png", "group_thumb_square":"https:\/\/events.umich.edu\/media\/cache\/resolve\/group_thumb_square\/media\/attachments\/2026\/09\/event_151562_original-1.png", "group_large":"https:\/\/events.umich.edu\/media\/cache\/resolve\/group_large\/media\/attachments\/2026\/09\/event_151562_original-1.png", "group_large_lightbox":"https:\/\/events.umich.edu\/media\/cache\/resolve\/group_large_lightbox\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_large_crop":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_large_crop\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_list":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_list\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_list_2x":"https:\/\/events.umich.edu\/media\/cache\/event_list_2x\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_grid":"https:\/\/events.umich.edu\/media\/cache\/event_grid\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_grid_2x":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_grid_2x\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_feature_large":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_feature_large\/media\/attachments\/2026\/09\/event_151562_original-1.png", "event_feature_thumb":"https:\/\/events.umich.edu\/media\/cache\/event_feature_thumb\/media\/attachments\/2026\/09\/event_151562_original-1.png" }, "occurrence_count":1, "first_occurrence":21911765 } , "150391-21909159": { "datetime_modified":"20260831T174904", "datetime_start":"20260914T113000", "datetime_end":"20260914T125000", "has_end_time":1, "date_start":"2026-09-14", "date_end":"2026-09-14", "time_start":"11:30:00", "time_end":"12:50:00", "time_zone":"America\/Detroit", "event_title":"The Benefits of Unemployment Insurance for Marginally Attached Workers", "occurrence_title":"", "combined_title":"The Benefits of Unemployment Insurance for Marginally Attached Workers: Brendan Moore, University of Notre Dame", "event_subtitle":"Brendan Moore, University of Notre Dame", "event_type":"Workshop \/ Seminar", "event_type_id":"21", "description":"Existing research consistently finds that unemployment insurance (UI) benefits delay job finding with limited effects on job quality, but focuses on changes in UI generosity while holding fixed access to re-employment services. Using employer-employee matched data from Washington State and a fuzzy regression discontinuity design around the eligibility threshold for UI, we find that benefit receipt minimally delays re-employment but substantially improves labor market outcomes. UI increases cumulative hours worked by approximately 15 full-time weeks and earnings by $14,000 in the two years following job loss, representing 37% and 50% increases, respectively. These gains are driven by improved job quality, as recipients experience longer tenure and higher wages with their next employer. Effects are larger for workers living near public employment offices, suggesting that access to re-employment services enhances search productivity. Expanding UI access by lowering the eligibility threshold is much more cost-effective than raising benefit levels or extending potential duration, as workers benefit from more stable, higher-paying re-employment that partially offsets its cost.", "occurrence_notes":null, "guid":"150391-21909159@events.umich.edu", "permalink":"http:\/\/events.umich.edu\/event\/150391", "building_id":"1005177", "building_name":"North Quad", "campus_maps_id":"553", "room":"4300", "location_name":"North Quad", "has_livestream":0, "cost":"", "tags":["Economics","Public Finance","seminar"], "website":"https:\/\/lsa.umich.edu\/econ", "sponsors":[ { "group_name":"Department of Economics Seminars", "group_id":"3566", "website":"" } ], "image_url":"https:\/\/events.umich.edu\/media\/attachments\/2026\/08\/event_150391_original-2.jpg", "styled_images":{ "event_thumb":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_thumb\/media\/attachments\/2026\/08\/event_150391_original-2.jpg", 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Second, even accounting for the smaller fall in GDP, the unemployment rate rose much less than predicted by Okun\u2019s Law. We develop a new decomposition method that reveals how unusual movements in labor force participation rates, hours worked, and productivity led to a breakdown in Okun\u2019s law during the 1940s. Third, the U.S. labor market worked with astounding efficiency: despite large sectoral shifts at the end of the war, most of the workers who separated from their jobs moved directly into new jobs without experiencing unemployment. All of these factors lined up to create a post-war boom despite the largest fall in government spending in U.S. history.", "occurrence_notes":null, "guid":"149558-21906702@events.umich.edu", "permalink":"http:\/\/events.umich.edu\/event\/149558", "building_id":"1005177", "building_name":"North Quad", "campus_maps_id":"553", "room":"4325", "location_name":"North Quad", "has_livestream":0, "cost":"", "tags":["Economics","Macroeconomics","seminar"], "website":"http:\/\/www.lsa.umich.edu\/econ", "sponsors":[ { "group_name":"Department of Economics Seminars", "group_id":"3566", "website":"" } ], "image_url":"https:\/\/events.umich.edu\/media\/attachments\/2026\/08\/event_149558_original-2.jpg", "styled_images":{ "event_thumb":"https:\/\/events.umich.edu\/media\/cache\/event_thumb\/media\/attachments\/2026\/08\/event_149558_original-2.jpg", "event_large":"https:\/\/events.umich.edu\/media\/cache\/event_large\/media\/attachments\/2026\/08\/event_149558_original-2.jpg", 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I apply the model to the desktop GPU market, a duopoly between NVIDIA and AMD. I find that a dollar of R&D generates about $9.0 of within-market surplus net of that dollar, with the firms capturing $3.0 and consumers the rest. But the return to public support is far more modest. I simulate three stylized interventions: an R&D credit and two product rebates, one at the cutting edge and one on the mass market. Only the R&D credit induces a material increase in private R&D, but it returns only $0.51 of surplus per public dollar because additionality is low: most of its outlay reimburses research the firms would have conducted anyway. The rebate on cutting-edge products returns only $0.23 per public dollar and sets back the technology frontier. Subsidizing both firms, it ignites a price war at the top of the line, benefiting consumers but undercutting the reason firms advance the frontier. The mass-market rebate sets off the same war lower down the product line but expands adoption enough that R&D survives, returning $1.09 per public dollar. These results suggest that innovation policy in product-line markets is a more intricate design problem than in markets with simpler structure. Each instrument induces a distinct equilibrium response in prices, qualities, and R&D. 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Our findings are also informative about how the intertemporal elasticity of substitution and the Frisch elasticity vary across the income distribution.", "occurrence_notes":"For those not familiar with the academic and residential towers of North Quad, please refer to this link for wayfindng guidance: https:\/\/lsa.umich.edu\/content\/dam\/econ-assets\/Econdocs\/NQ%20Econ%20Department%20Directions.pdf", "guid":"149329-21906238@events.umich.edu", "permalink":"http:\/\/events.umich.edu\/event\/149329", "building_id":"1005177", "building_name":"North Quad", "campus_maps_id":"553", "room":"4325", "location_name":"North Quad", "has_livestream":0, "cost":"", "tags":["Economics","Public Finance","seminar"], "website":"http:\/\/www.lsa.umich.edu\/econ", "sponsors":[ { "group_name":"Department of Economics Seminars", "group_id":"3566", "website":"" } ], "image_url":"https:\/\/events.umich.edu\/media\/attachments\/2026\/07\/event_149329_original-1.png", "styled_images":{ "event_thumb":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_thumb\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_large":"https:\/\/events.umich.edu\/media\/cache\/event_large\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_large_2x":"https:\/\/events.umich.edu\/media\/cache\/event_large_2x\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_large_lightbox":"https:\/\/events.umich.edu\/media\/cache\/event_large_lightbox\/media\/attachments\/2026\/07\/event_149329_original-1.png", "group_thumb":"https:\/\/events.umich.edu\/media\/cache\/resolve\/group_thumb\/media\/attachments\/2026\/07\/event_149329_original-1.png", "group_thumb_square":"https:\/\/events.umich.edu\/media\/cache\/resolve\/group_thumb_square\/media\/attachments\/2026\/07\/event_149329_original-1.png", "group_large":"https:\/\/events.umich.edu\/media\/cache\/resolve\/group_large\/media\/attachments\/2026\/07\/event_149329_original-1.png", "group_large_lightbox":"https:\/\/events.umich.edu\/media\/cache\/resolve\/group_large_lightbox\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_large_crop":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_large_crop\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_list":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_list\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_list_2x":"https:\/\/events.umich.edu\/media\/cache\/event_list_2x\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_grid":"https:\/\/events.umich.edu\/media\/cache\/event_grid\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_grid_2x":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_grid_2x\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_feature_large":"https:\/\/events.umich.edu\/media\/cache\/resolve\/event_feature_large\/media\/attachments\/2026\/07\/event_149329_original-1.png", "event_feature_thumb":"https:\/\/events.umich.edu\/media\/cache\/event_feature_thumb\/media\/attachments\/2026\/07\/event_149329_original-1.png" }, "occurrence_count":1, "first_occurrence":21906238 } , "149561-21906705": { "datetime_modified":"20260904T102731", "datetime_start":"20261006T113000", "datetime_end":"20261006T125000", "has_end_time":1, "date_start":"2026-10-06", "date_end":"2026-10-06", "time_start":"11:30:00", "time_end":"12:50:00", "time_zone":"America\/Detroit", "event_title":"Did R&D Misallocation Contribute to Slower Growth?", "occurrence_title":"", "combined_title":"Did R&D Misallocation Contribute to Slower Growth?: Nils Lehr, International Monetary Fund", "event_subtitle":"Nils Lehr, International Monetary Fund", "event_type":"Workshop \/ Seminar", "event_type_id":"21", "description":"This paper provides evidence that rising misallocation in the R&D sector con- tributed to the recent slowdown in U.S. productivity growth. 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