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This workshop series is hosted and facilitated by\u00a0Academic Support & Access Partnerships\u00a0(ASAP), a department within SAAS.The workshops cover various topics, including but not limited to executive functioning skills, study skills, and disability & neurodivergence related topics.", "occurrence_notes":null, "guid":"131733-21876356@events.umich.edu", "permalink":"http:\/\/events.umich.edu\/event\/131733", "building_id":"", "building_name":"", "campus_maps_id":"", "room":"", "location_name":"", "has_livestream":0, "cost":"", "tags":["Sessions"], "website":"https:\/\/sessions.studentlife.umich.edu\/p\/track\/13496", "sponsors":[ { "group_name":"Sessions @ Michigan", "group_id":"4791", "website":"https:\/\/sessions.studentlife.umich.edu\/" } ], "image_url":"", "styled_images":{ "event_thumb":"", "event_large":"", "event_large_2x":"", "event_large_lightbox":"", "group_thumb":"", "group_thumb_square":"", "group_large":"", "group_large_lightbox":"", "event_large_crop":"", "event_list":"", "event_list_2x":"", "event_grid":"", "event_grid_2x":"", "event_feature_large":"", "event_feature_thumb":"" }, "occurrence_count":1, "first_occurrence":21876356 } , "130229-21865616": { "datetime_modified":"20250415T150949", "datetime_start":"20250422T112000", "datetime_end":"20250422T125000", "has_end_time":1, "date_start":"2025-04-22", "date_end":"2025-04-22", "time_start":"11:20:00", "time_end":"12:50:00", "time_zone":"America\/Detroit", "event_title":"Quick-Fixing: Near-Rationality in Consumption and Savings Behavior", "occurrence_title":"", "combined_title":"Quick-Fixing: Near-Rationality in Consumption and Savings Behavior: Joel Flynn, Yale University", "event_subtitle":"Joel Flynn, Yale University", "event_type":"Workshop \/ Seminar", "event_type_id":"21", "description":"When optimizing consumption-savings decisions is costly, people may instead rely on quick-fixes, simple policy functions that avoid these costs. We introduce a model of quick-fixing. To study it empirically, we field a novel survey that measures households\u2019 consumption policy functions in response to income shocks. Almost 70% of households follow one of four simple quick-fixes that fully consume or fully save out of small shocks, but they abruptly adjust their behavior for large shocks. This behavior accounts for almost half of the cross-sectional variance in marginal propensities to consume, but is poorly predicted by other demographic and economic information. In an incomplete-markets model calibrated to match our evidence, we find that quick-fixing is near-rational: the average opportunity cost of quick-fixing is only $17 per quarter. 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