Participants will learn about investment choices such as cash, bonds, stocks, mutual funds, ETFs, UITs, annuities, and more. A risk tolerance and asset allocation model will be developed for each participant, using interactive questionnaires. Personalized time horizon planning will be provided for each participant and a retirement budget and income distribution model will be developed. Retirement distribution planning will be covered, along with strategies to maximize income and reduce taxes. Required minimum distribution rules (RMD) will be discussed. Advanced strategies such as trusteed IRAs, beneficiary designations, and Roth IRAs will be covered. Workbooks will be provided and video segments will accompany the presentation.

Instructor: John Sepp

This study group for those over 50 meets the first Tuesday of the month, February 2 through July 5.