The PSC Brown Bag Seminar runs live and on Zoom from noon to 1.

Speaker: Emma Riley, University of Michigan

Seminar Date: 4/22/24

Digital Financial Services and Women’s Empowerment: Experimental Evidence from Tanzania

Can increasing women’s use of digital financial services improve their empowerment? We test this using a randomized control trial with 152 female microfinance groups in Tanzania where treated groups were randomly switched to repay their loan using mobile money instead of the usual method of cash. We find that this exogenous shift in the way that women use mobile money for loan repayment increases their use of mobile money for other transactions. Women’s control over their finances increases, they have higher levels of empowerment in the household and expenditures shift towards goods aligned with their preferences. We see small positive effects of the shift to mobile money repayment on loan repayment behavior and social cohesion within the microfinance group. These findings highlight the benefits that encouraging greater use of digital technologies can bring to women.
Join us in person at ISR (Thompson Street) Room 1430.

Or online: Join Zoom Meeting
https://umich.zoom.us/j/95418610585?pwd=Z0cvdkF1T0R2cG1lRDEvVmlnbVdlZz09

Meeting ID: 954 1861 0585
Passcode: 818420
One tap mobile
+13017158592,,95418610585# US (Washington DC)
+13092053325,,95418610585# US

Dial by your location
+1 301 715 8592 US (Washington DC)
+1 309 205 3325 US
+1 312 626 6799 US (Chicago)
+1 646 876 9923 US (New York)
+1 646 931 3860 US
+1 564 217 2000 US
+1 669 444 9171 US
+1 669 900 6833 US (San Jose)
+1 719 359 4580 US
+1 253 215 8782 US (Tacoma)
+1 346 248 7799 US (Houston)
+1 386 347 5053 US
+1 647 374 4685 Canada
+1 647 558 0588 Canada
+1 778 907 2071 Canada
+1 780 666 0144 Canada
+1 204 272 7920 Canada
+1 438 809 7799 Canada
+1 587 328 1099 Canada
Meeting ID: 954 1861 0585
Find your local number: https://umich.zoom.us/u/aCRAyuQaT

Join by SIP
95418610585@zoomcrc.com

Join by H.323
162.255.37.11 (US West)
162.255.36.11 (US East)
115.114.131.7 (India Mumbai)
115.114.115.7 (India Hyderabad)
213.19.144.110 (Amsterdam Netherlands)
213.244.140.110 (Germany)
103.122.166.55 (Australia Sydney)
103.122.167.55 (Australia Melbourne)
149.137.40.110 (Singapore)
64.211.144.160 (Brazil)
149.137.68.253 (Mexico)
69.174.57.160 (Canada Toronto)
65.39.152.160 (Canada Vancouver)
207.226.132.110 (Japan Tokyo)
149.137.24.110 (Japan Osaka)
Meeting ID: 954 1861 0585
Passcode: 818420