Skip to Content

Sponsors

No results

Tags

No results

Types

No results

Search Results

Events

No results
Search events using: keywords, sponsors, locations or event type
When / Where
All occurrences of this event have passed.
This listing is displayed for historical purposes.

Presented By: Department of Economics

Can Digital Loans Deliver? Take Up and Impacts of Digital Loans in Kenya

Tavneet Suri, MIT Sloan School of Management

Economics Economics
Economics
Developing world lenders are taking advantage of fintech tools to create fully digital loans on mobile phones. We investigate the take up and impacts of one of the most popular digital loan products, M-Shwari in Kenya, using a regression discontinuity design. While 34% of those eligible for the loan take it, this does not substitute for other formal or informal credit. The loans improve household resilience against shocks and increase their propensity to spend on education. These digital loans could therefore be an important way to improve financial access, but they are not a panacea for greater credit market failures.

Explore Similar Events

  •  Loading Similar Events...

Back to Main Content